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Risk Management & Insurance Services
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Welcome to Valley Risk Consulting

consulting services you expect

results you can count on

About Valley Risk Consulting - VRC

Valley Risk Consulting is the largest independent risk management consulting firm in South Texas, headquartered in McAllen. We serve several of the largest school districts in the region and have a combined experience level of over 100 years, specializing in political subdivisions and third-party administration.

This expertise distinguishes Valley Risk Consulting from our competitors, allowing our firm to better understand your client-specific needs and fully support unique requirements. We have a solid commitment to assisting our clients and their board trustees and provide simplified reports that allow a better understanding of the work methods of the insurance industry.

What We Offer

Group Insurance

Group Insurance

Tailored to your Needs

Workers Comp

Workers Comp

Compliant & Affordable

Property & Casualty

Property & Casualty

Comprehensive Coverage

What We Do

Valley Risk Consulting provides risk management and insurance services for a variety of Texas businesses. Click on a service to learn more.

Full-Service Protection


Full-service firm providing risk management
consultation, actuary analysis, insurance brokerage, employee
benefit plans, and workers' compensation coverage and management 

With the varied background and real-world experience to help
keep your business running, we're your one-stop risk management group

Risk Management


The process of managing potentially disruptive incidents and
dangerous  situations in your business, like injury and property damage

VRC has the skills and experience to understand, identify, assess, and help control threats to your organization

Insurance Brokerage


Customized policies to control or mitigate threats
uncovered by the risk analysis process

Periodic risk management and policy reviews help keep your approach optimized for changing conditions

Benefit Consulting


Certified to conduct an in-depth actuarial analysis of your liabilities and provide a detailed valuation of your assets, so you know you are fully protected in the long term

Employee Benefits


Well-designed benefit plans can increase profitability
and improve the productivity and stability of your workforce

Benefit plan analysis, design, and management helps control costs

Workers' Compensation


Accidents and illness can occur, no matter how safe your workplace

Workers' comp insurance
to help manage any claims that arise

Who We Serve

Hover over a tile for more information.

Important Links

For your convenience, we have shared a list of links for:

  • Texas Associations
  • Regulatory Agencies
  • Professional Associations

Contact Us

Roger Garza, President, Founder, & Senior Consultant

(956) 664-1430


1200 Fresno St. Suite C
McAllen, TX 78505

PO Box 1256
McAllen, TX 78505