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Risk Management & Insurance Services
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About Valley Risk Consulting

Who We Are

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What We Do

Meet Our Founder, Roger

Roger Garza

President, Founder, & Senior Consultant

A Proven Approach for Our Clients

Valley Risk Consulting is founded on the principle of “excellence through service”. Valley Risk Consulting is focused on supporting our clients with a diverse team of professionals who are highly qualified and knowledgeable in the vital field of risk management and consulting.

Our clients have access to the very best talent and products available – for virtually any challenge or assignment in the areas of:

  • Risk Management Consulting
  • Insurance Brokerage
  • Employee Benefits
  • Workers Compensation
  • Property & Casualty
  • Actuary Services

This is the foundation on which we continue to build strong business relationships and deliver successful solutions. Our clients benefit from the expertise and perspective we have acquired through exceeding their standards and expectations – we thrive at a high level of performance.

Values, Goals, Mission, Vision, & Ethics

Our Core Values

  • Excellence through service (see below)

Our Goals

  • To help governmental agencies and businesses manage risks and control potential threats 
  • To offer the best possible suite of services at highly competitive rates and services.
  • To serve as the single source for comprehensive risk management services 

Our Mission

  • To assist in reducing your overall risk management costs
  • To offer comprehensive protection of your assets, premises, employees, customers, and visitors
  • To provide individualized service for each client, not one-size-fits-all solutions

Our Vision

  •  To continue adding services that our clients want and need as situations change
  • To maintain our place as the leader in our industry by continuously striving to improve our services

Our Ethics

We are committed to providing the highest quality products and services by focusing on this code of ethics to guide day-to-day activities.

  • Conducting ourselves with honesty, fairness, dignity, integrity, and discretion
  • Avoiding any conflict between private and business interests
  • Refusing to tolerate discrimination, harassment, or bullying
  • Taking privacy seriously and following best practices for protecting the information we possess
  • Honoring intellectual property rights as part of our privacy policy

Our Core "Values of Excellence" Through Service

VRC’s core principles serve as the foundation of the firm, and the basis for the professional quality services we provide our clients.


Win-win collaboration and long-lasting relationships with our clients.


Educating our clients about how risk is intrinsic and should be properly assessed and managed.


Full support for each team member in an excellent work environment – so they can best serve our clients.


Building trust by putting the best interests of our clients first, and standing by our word


 Employing our expertise to help each client succeed – while saving them time and money.


Providing the best services and solutions possible to optimize protection for each client.


Risk Management | Business Insurance | Group Insurance | Workers' Comp Coverage

The History of VRC

Established by Roger Garza in 2004 and headquartered in McAllen, Texas, Valley Risk Consulting is the leading independent risk management consulting firm in South Texas and has a combined experience of over 100 years in the risk management and insurance industries.

As a commitment to the firm’s continued growth, Valley Risk Consulting has expanded its employee benefits services by implementing online information resources available to its clients and their employees.

Why Choose VRC?

We are licensed to provide not only risk management services, but also insurance brokerage services.

The firm’s experience with and deep understanding of political subdivisions and third-party administration (TPA) distinguishes it from its competitors – giving the firm a strong understanding of these specialized areas and their specific needs, allowing it to fully support each client’s unique requirements.

On staff we have a licensed actuary, a licensed broker, and a number of consultants licensed in risk management counseling and life and health counseling. This, coupled with the wide knowledge base of other employees, adds to the firm’s ability to best perform each item being required by clients.

With our team of highly qualified professionals and our track record of outstanding service, VRC is positioned to help you meet any challenge.

Additionally, the consultants and staff at Valley Risk Consulting keep up with current trends by attending continuing education courses and by attending statewide and local conferences and seminars pertaining to changes in all insurance markets throughout the year.

Valley Risk Consulting provides simplified reports allowing clients to gain a better understanding of the work methods of the insurance industry. Valley Risk Consulting is not affiliated with any insurance company.

We are proud of the results we have delivered in our 20+ years of operation, and honored to serve so many organizations in our community.

Corporate Responsibility

Valley Risk Consulting cares about our Texas communities and the environment. Here are some of the ways we get involved:

  •  Toy Drives
  • Scholarship Programs
  • March of Dimes
  •  Fundraising Events
  • Conservation and Recycling 

Ask a Question or Schedule an Appointment

No cost, no obligation – explore what Valley Risk Consulting can do for your organization!